Long Island Foreclosure Defense Attorney

If you own a home in New York and are being threatened with foreclosure and don’t know where to turn, call us. The Foreclosure Defense attorneys at LoScalzo & Associates are well versed in real estate and property matters. They know what needs to be done to help their clients stay in their home.  If your lender has already begun to take action, it's not too late to stop foreclosure.  Contact us right away and we can begin working for you immediately.

Foreclosure Defense

Foreclosure defense is a process of fighting a lender who is attempting to foreclose on a property. In New York State, the foreclosure process must be carried out in the court system. In a judicial foreclosure state such as New York, the lender is required to prove that they have the legal right to foreclose.  This process is expensive and time consuming for your lender, however, lenders may often go to great lengths to avoid this costly procedure.  A skilled foreclosure defense attorney understands how to use these factors to the advantage of his clients.

Your attorney has the right to examine the loan and the lender files. They have the ability to question the lender’s employees and get any and all information about the loan details. The lender must prove that they own the mortgage and that they have legal standing to file a foreclosure case. In many instances, the original loan would have been sold. In such a case, they must be able to present evidence of a proper transfer between each of the parties involved.

Foreclosure In The News

Bank of America and many other large lenders made national news recently placing a freeze on foreclosures last year after the discovery that banks had used “robo-signers” and in many cases non-qualified employees to sign off on thousands of documents without any oversight or review. Every day, more and more errors and oversights are being exposed by lenders around the country.  This is only one of many reasons that allow a qualified foreclosure defense attorney to present a powerful case.

The lesson to homeowners facing foreclosure is clear. Don’t take your lender’s word for it that they have the legal right to foreclose on your home. It’s in your interest to meet with a Long Island Foreclosure Defense Attorney to discuss your options. Contact our offices today by calling (631) 564-2754 or contact us online for a free and confidential consultation.